SageInvest,Inc.

"A Vision of Financial Security"

Staff Profiles

Raj Kumar (Investment Manager)

· Received MBA in Investment Finance and Financial Accounting from the Wharton School Of Business at the University of Pennsylvania.

· Graduated Magna Cum Laude from University of Rochester with BA in Economics.

· Experienced in Business Financial Analysis at management consulting, manufacturing, and property casualty insurance companies for over 15 years.

· Directed investments of family funds since 1984

· Founded SageInvest, Inc. in 1993.

· Registered as an Investment Advisor with NJ Bureau of Securities; also registered in PA, NY and VA.

· Passed NASD Series 65 Exam for Investment Advisors.

· Has written numerous articles on investing for Branchburg News and Biz India.

Subhash Shah (Administration and Systems Management)

· MBA in Operations Research and BA in Accounting from University of Rhode Island.

· Over 25 years of business experience in Accounting, Financial Analysis and Information Systems.

· Actively involved with investment management since 1988.

· Partner in SageInvest, Inc. since 1998.

Phone: (908) 722-4750

Fax: (908) 722-2994

E-mail: RajKumar@SageInvest.com